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Cycling Travel Insurance

Our cycling travel insurance product is currently unavailable to purchase. We apologise for any inconvenience.

What does cycling travel insurance cover?

We have included some of the key features, benefits and exclusions of our travel insurance for cyclists below. For full details of what is and isn't covered please refer to the policy wording

What is insured?

  • Choice of multi-trip or single trip policies, to tailor the cover to meet your needs
  • Up to £10m if you need emergency medical treatment
  • Legal expenses cover up to £50,000 following an accident which causes your death or bodily injury
  • Cancellation cover up to £5,000 if you need to cancel your trip or come home early
  • Personal accident cover up to £25,000 (£1,000 if aged under 16 years old) if you suffer death or injury following an accident
  • Options available to include baggage & personal effects cover up to £2,000 if your possessions are lost, stolen or damaged
  • Personal liability cover up to £2m
  • Missed departure cover up to £1,000

What is not insured?

  • Travelling to a country not specified on your policy certificate
  • Existing medical conditions that you haven’t told us about, or existing medical conditions that you have told us about but which we have not agreed to cover
  • Personal belongings, money, documents and valuables left unattended
  • Legal expenses incurred before any claim has been accepted
  • If a tour operator, travel agent or package holiday provider fails
  • Taking part in activities unless those activities are stated as covered in your policy documentation
  • Mobile Phones
  • Events or situations you know about before taking out a policy or booking a trip which could mean you can't travel or have to cancel or curtail your holiday

Cycling Travel Insurance FAQs

Frequently asked questions about cycling travel insurance

Why would I buy a specialist travel insurance policy for a cycling holiday?

If you've already got travel insurance, you may be asking yourself why you'd need a specialist cycling travel policy. There are two key reasons why you may like to think about getting a specialist cycling travel policy:

  • More valuables cover - A standard travel insurance policy is likely to offer lower limits of cover for your valuables, so if your bike and accessories are worth a lot, it's often worth getting a specialist policy.
  • More activities covered - A standard travel insurance policy is likely to have more restrictions on the types of cycling activities you can take part in. For example, triathlons and time trials are often not covered.

Do you cover racing and time trials?

Yes, our cycling travel policy will cover you when taking part in activities such as time trials and races. However, please note that we can't cover BMX stunt biking, extreme downhill mountain biking, or any activity undertaken against Club or Association rules or guidelines, including the use of correct protective headgear, guards and equipment.

Does this cover include emergency assistance?

Yes, for 24-hour worldwide emergency assistance, please contact Mayday Assistance on: +44 (0) 20 8050 1991, or by email at:; let them know that you are insured under scheme reference DTW1991 Sports Travel+ and provide your policy number too, if possible.

Will I have to pay an excess when making a claim?

This depends on the nature of your claim - please refer to the policy wording for specifics. However, the maximum excess for any claim is £50 for one person, or £100 in the case of a family claim.

Build Your Cover

Bike & Accessories

Public Liability

Legal Expenses

Personal Accident

Rescue Cover

With our Bike + Accessories product, you have the option to tailor your cover to suit your needs, whether you are insuring one bike or five, with up to £25,000 cover. Alongside that we also offer packages to protect you as a rider.