Build a cycle insurance policy to meet your needs

Further information on features and benefits can be found at the bottom of this page, along with copies of useful documentation.

Bike + Accessories Cover

Cover up to 5 bikes, plus your accessories for:

- Theft or attempted theft

- Accidental damage

- Annual Worldwide cover

- Zero Excess

Please note there is a limit of £20,000 for any individual bike and its accessories. The maximum accessories limit of 30% of the sums insured.

Public Liability Cover

Rider to rider and public liability cover for upto £2 million in relation to a cycling related claim.

- Legal protection of up to £50,000 costs for any claim bought against you.

Legal Expenses Cover

£50,000 of legal protection for cycle related claims such as uninsured losses, personal injury claims and pothole damage.

Further information available here

Rescue Cover

Recovery vehicle pickup if an accident or breakdown leaves you unable to get home.

Personal Accident Cover

Pick your optional level of accidental bodily injury cover. View the full table of benefits.

Table of Benefits

Accidental bodily injury which results in:
 
Gold
Loss of sight in both eyes
£50,000
Loss of limbs (two or more)
£50,000
Loss of hearing (in both ears)
£50,000
Loss of speech
£50,000
Loss of sight in one eye
£25,000
Loss of one limb
£25,000
 
Silver
Loss of sight in both eyes
£30,000
Loss of limbs (two or more)
£30,000
Loss of hearing (in both ears)
£30,000
Loss of speech
£30,000
Loss of sight in one eye
£15,000
Loss of one limb
£15,000
 
Bronze
Loss of sight in both eyes
£15,000
Loss of limbs (two or more)
£15,000
Loss of hearing (in both ears)
£15,000
Loss of speech
£15,000
Loss of sight in one eye
£7,500
Loss of one limb
£7,500

When do you need the cover to start?

You can start your annual cover at any point over the next 30 days.

Your policy cost

£0.00

What am I covered for?

At ONEPRO we believe it's important to know the things you are and are not protected against.

Please find a summary below of the features, benefits and exclusions of the policy. For full terms and conditions please see the policy wording below.

What is insured?

  • Bike & Accessories -
  • Loss of or damage to your bike anywhere in the world, as a result of theft or attempted theft occurring during the period of Insurance
  • Loss or damage resulting from theft of your bike(s) when in, on, or attached to a vehicle where there is evidence of forcible entry
  • We will pay up to 30% of your sum insured to cover damage to your accessories occurring anywhere in the world
  • Hire of a replacement bike from a recognised reputable dealer, up to 10% of the sum insured of your bike
  • £500 cover for reimbursement of organised event fees and expenses, plus up to £250 towards your accommodation costs that you have already paid for

Public Liability

  • Providing up to £2 million for a cycle related claim that is brought against you

Personal Accident

  • Our Personal Accident cover provides different levels of cover, so you can choose what's right for you.

Cycle Rescue

  • We will arrange for a recovery vehicle to pick you up in the event of an accident or breakdown which leaves you unable to get home

Legal Cover

  • Legal protection of up to £50,000 costs for cycle related incidents

What isn't insured?

  • Bike + Accessories -
  • Theft when the correct approved lock has not been used or where you have not complied with the security requirements of the policy wording.
  • Any claim where evidence of ownership of the property insured has not been provided
  • Theft or damage to the bicycle when it is loaned or hired to anyone other than a family member living at the insured location
  • Any depreciation of the bike(s), fixed accessories and additional components more than 3 years old from the date of manufacture.
  • Accidental damage where the insured bike(s) is left in a location, other than the insured location for more than 48 hours.

Public Liability

  • Loss or damage to property which belongs to you or is in your care, custody or control

Personal Accident

  • Cover will not be provided for Illness or disease

Cycle Rescue

  • Any insured event within a mile, by public highway from your home address

Legal Cover

  • Claims that arose before the commencement of this insurance, or where there are no prospects of success

Cover Documentation