Bicycle security advice

17th March 2020

With almost 400,000 bikes stolen in the UK each year bicycle security is big business and should be front of mind for all bicycle owners. Getting your bike insurance sorted is a good starting point, but an insufficiently secured bike could mean the difference between a successful or unsuccessful insurance claim.

Storing your bicycle securely at home

It’s important to make sure that your bike is locked even when stored at home. It’s key to make sure that your bike is out of sight - so that it remains out of mind for an opportunistic thief.

If you’re investing in a ground anchor, make sure that it’s properly secured to a wall or concrete floor. Securing it to something that can be easily removed, such as a laminate floor, is pointless.

With cycle insurance from One Pro, it’s important that your bike is kept in either: a privately accessed lockable shed, outbuilding or garage which is within the boundaries of your home (i.e. in your own garden); a self-contained lockable private room or communal hallway inside your place of residence; or a purpose-built cycle storage facility.

If you’re insuring your bike with One Pro, you’ll need to make sure that your bike is kept at the address stated in your schedule and if this changes, it’s important to update us. If you’re staying somewhere temporarily (for less than 28 days) you don’t need to update us.

What are One Pro’s bicycle security requirements?

If your bike is insured with us, you’ll need to make sure that you’re using a lock specifically designed for cycles, motor scooters or motorcycles that has been approved to Sold Secure testing standards - the level is dependent on the value of your bike.

  • Bicycles valued up to £750 - any specifically designed cycle lock
  • Bicycles valued between £751 to £1,500 - a Sold Secure Bronze-graded lock
  • Bicycles valued between £1,501 to £3,000 - a Sold Secure Silver-graded lock
  • Bicycles valued over £3,001 - a Sold Secure Gold-graded lock, or above

Choosing a bicycle lock

With so many options on the market, picking the right lock to secure your prized bicycle can be a daunting prospect. However, the key thing to consider is the type of lock you’ll need and (if you have insurance), what locks your insurance provider accepts as secure enough to validate cover.

D locks

The D lock (also sometimes called a U lock) is often heralded as the king of bike locks - and not without good reason. D locks are a solid, tried and tested choice. They’re difficult to break - requiring power tools - easy to mount on your bike when not in use, and can be used to secure your bike frame to a host of objects. D locks come in a variety of sizes but bear in mind that although a compact lock may look cool, it might limit your ability to lock your bike to certain objects - and make it harder to lock both the frame and the front wheel.

Chain locks

An excellent accompaniment to the D lock, a chain lock can be used to secure your wheel to the bike frame. A favourite technique is to use your D lock as the primary lock, securing your frame and front wheel, and then to add a chain lock to the mix to secure your back wheel to the frame.

Cable locks

Cable locks are lightweight but easier to destruct than a more solid option, like a D lock. Like chain locks, cable locks can be used in combination with a D lock and are easier to carry around than chains.

Ground anchors

Ground anchors are for at-home protection. If you have a high value bicycle, storing it in a locked shed may not provide enough of a deterrent to thieves and a ground lock could provide better peace of mind.

Leaving your bicycle securely in public

Many a bike has been stolen in broad daylight on a busy high street. It may seem obvious, but just because you’re dashing into a shop for two minutes and there are plenty of people around, it doesn’t mean that your bike won’t get nabbed - and it will almost certainly mean that the insurance provider won’t accept your claim!

However, it’s worth bearing in mind that regardless of how secure your lock has the potential to be, it’s utterly pointless if you’re not using it correctly. Be sure to always lock your bike to something that can’t be moved or broken.

This is a marketing article from One Pro.

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